Have you always thought of bankruptcy as something shameful, or unethical, or only the absolute last resort in dealing with debt? Bankruptcy is none of those things.
Rethink your priorities! Money trouble from whatever cause can challenge your health, and your life.
Maybe it's time to think differently, to consider a financial "reboot.
" We offer a free, one hour bankruptcy consultation, tailored to your circumstances and finances, with NO obligations.
Let's talk.
This law firm proudly serves as a debt relief agency, helping people file for relief under the U.
S.
Bankruptcy Code.
Our office has represented people from all walks of life in Northeast Florida, including Duval, Clay, Putnam, Flagler and St.
Johns Counties, through the bankruptcy process.
When your finances are spiraling out of control, you need help.
Filing for bankruptcy may be the solution.
Let's talk about the process, and the possible results.
Are you in a collection lawsuit, foreclosure, or garnishment? Ask me how bankruptcy can help.
Paralegals can help fill out forms, but can't answer your legal questions.
I've consulted with people who hired "form preparers", who cost them thousands of dollars, because of bad advice.
Others paid "debt consolidators" over $10,000 dollars, many times the cost of a bankruptcy, but were still sued by a creditor for the original debts, plus additional interest for the time the debt "consolidators" were collecting their fees.
The debt consolidation company then said, "We're not lawyers.
We don't defend lawsuits.
" Our office was able to help.
People say bankruptcy is immoral.
Not true.
It dates back to Old Testament times, and is an historically recognized way to free people from the slavery of a life in debt.
People say bankruptcy is unethical or illegal.
Not true.
It's a Federal legal process.
Bankruptcy as U.
S.
law was written into the original U.
S.
Constitution in 1787.
People say your credit will never recover from bankruptcy.
Not true.
Most people are offered new credit cards soon after finishing a bankruptcy, or even while the case is open.
Most can keep a vehicle they continue to make payments for, or finance a different vehicle, even while the bankruptcy case is still open.
Many people can qualify for FHA mortgages 2 years after a bankruptcy.
So, will you be able to get credit after bankruptcy? Ask me.
Bankruptcy can: put an end to debt collection phone calls and letters; close out debt collection lawsuits or set aside judgments; end wage garnishments; or perhaps slow down a lawsuit or the foreclosure process, so that you can consider options.
How? Ask me.
BANKRUPTCY can be DRAMATICALLY CHEAPER, FASTER, and MORE RELIABLE han any other solution you may be considering, and is a LEGAL, ETHICAL PROCESS, and a concept that dates back MORE THAN 2,000 YEARS.
Call us for a free consultation.
If bankruptcy isn't right for you, or if this isn't the right time, or if this isn't the right law firm for you, we'll say so.
Life is short.
Let us help you make the best choices for your future.
And always remember that choosing a lawyer is an important decision, one that you should not make based on advertisements alone.
Before you decide on a lawyer, please feel free to contact me and ask for written information about my qualifications and experience.
Gail E.
Andrews
Attorney at Law
1750-G A1A South
St.
Augustine, FL 32080
Tel: (904) 471-0553
Fax: (904) 471-7101
Read more information about bankruptcy on our website, www.
gaileandrews.
com.
Whatsapp
